According to the United States Census Bureau, the village has a total area of 17.3 km² (6.7 mi²). 10.2 km² (4.0 mi²) of it is land and 7.0 km² (2.7 mi²) of it is water. The total area is 40.63% water.
As of the census of 2000, there are 3,355 people, 1,364 households, and 975 families residing in the village. The population density is 327.9/km² (848.4/mi²). There are 2,393 housing units at an average density of 233.9/km² (605.1/mi²). The racial makeup of the village is 95.95% White, 1.04% African American, 0.15% Native American, 0.83% Asian, 0.00% Pacific Islander, 0.92% from other races, and 1.10% from two or more races. 0.92% of the population are Hispanic or Latino of any race.
There are 1,364 households out of which 26.2% have children under the age of 18 living with them, 62.7% are married couples living together, 7.1% have a female householder with no husband present, and 28.5% are non-families. 25.4% of all households are made up of individuals and 12.3% have someone living alone who is 65 years of age or older. The average household size is 2.37 and the average family size is 2.84.
In the village the population is spread out with 20.8% under the age of 18, 4.0% from 18 to 24, 20.7% from 25 to 44, 31.4% from 45 to 64, and 23.0% who are 65 years of age or older. The median age is 48 years. For every 100 females there are 87.3 males. For every 100 females age 18 and over, there are 85.6 males.
The median income for a household in the village is $57,841, and the median income for a family is $74,458. Males have a median income of $53,125 versus $35,417 for females. The per capita income for the village is $31,462. 4.9% of the population and 2.9% of families are below the poverty line. Out of the total people living in poverty, 8.3% are under the age of 18 and 2.5% are 65 or older.