According to the United States Census Bureau, the city has a total area of 490.8 km² (189.5 mi²). 458.5 km² (177.0 mi²) of it is land and 32.4 km² (12.5 mi²) of it is water. The total area is 6.60% water.
As of the census of 2000, there are 95,694 people, 38,834 households, and 22,562 families residing in the city. The population density is 208.7/km² (540.6/mi²). There are 41,547 housing units at an average density of 90.6/km² (234.7/mi²). The racial makeup of the city is 82.36% White, 4.26% African American, 4.45% Native American, 3.49% Asian, 0.05% Pacific Islander, 1.37% from other races, and 4.01% from two or more races. 3.89% of the population are Hispanic or Latino of any race.
There are 38,834 households out of which 27.7% have children under the age of 18 living with them, 45.1% are married couples living together, 9.5% have a female householder with no husband present, and 41.9% are non-families. 30.3% of all households are made up of individuals and 6.5% have someone living alone who is 65 years of age or older. The average household size is 2.31 and the average family size is 2.93.
In the city the population is spread out with 21.2% under the age of 18, 21.4% from 18 to 24, 29.1% from 25 to 44, 19.3% from 45 to 64, and 9.0% who are 65 years of age or older. The median age is 29 years. For every 100 females there are 101.0 males. For every 100 females age 18 and over, there are 99.7 males.
The median income for a household in the city is $36,713, and the median income for a family is $51,189. Males have a median income of $35,896 versus $26,394 for females. The per capita income for the city is $20,630. 15.0% of the population and 7.8% of families are below the poverty line. Out of the total people living in poverty, 11.4% are under the age of 18 and 5.7% are 65 or older.
Norman is the home of the University of Oklahoma, a state university founded in 1890, with a 2003 student enrollment of 28,954. Other features of Norman include the Sam Noble Oklahoma Museum of Natural History, Tinker Air Force Base, Lake Thunderbird, the Jacobson House Native Art Center, the Fred Jones Jr. Museum of Art, and a thriving campus corner culture with several unique restaurants and a number of local bands.